First Home Owner Grant in WA

The First Home Owner Grant is a one-off WA Government payment of up to $10,000, for people buying or building their first new home. There's no income or assets test. Established homes don't get it, which is one of the big advantages of building.

This is as at 7 November 2026. The government can change the rules, so our broker partner confirms the current details for you.

In Perth, the land and house together must be worth $800,000 or less, for contracts from 7 May 2026. Before that date the limit was $750,000.

The house part is the building contract, including any changes made to it later (called variations). If you're close to the limit, we watch it with you, and our broker partner checks before anything is added.

The land counts at what you paid or its market value, whichever is higher. Our broker partner checks the total for you.

The main rules, in short:

• You're 18 or over when you apply (exemptions are possible).
• At least one of you is an Australian citizen or permanent resident.
• Neither you nor your partner has had the grant before, anywhere in Australia, and in general you haven't owned and lived in a home before.
• Each of you lives in the home for at least 6 months in a row, starting within 12 months of it being finished.

There's more detail behind each rule. RevenueWA runs the grant, and our licensed broker partner confirms whether you qualify. We don't decide, and neither does this website.

When you build, the grant is paid after the first progress payment (usually when the slab goes down) and once the land is in your name. It's not paid when you sign, so you can't use it for the first deposits. But lenders count it towards your deposit anyway, and our broker partner shows you how it fits.

You don't apply yourself. Our broker partner lodges it with your loan. Applications must be made within 12 months of the home being finished, and late ones are refused, so lodging it with the loan keeps it safe.

First home buyers also pay less stamp duty. For purchases agreed from 7 May 2026, there's no duty on vacant land up to $450,000, and a reduced rate up to $550,000. Our deposit guide covers the low deposit schemes.

Ask us and we'll show you how it all fits together. Our licensed broker partner confirms how it applies to you.