The building process

We go through your situation and take your details. With your OK, we send them to our licensed broker partner for a first look at your finance.

We find land in the areas you like and help you choose a design. Our costing team then prices it, with your changes, on your block. That includes a siteworks allowance for the suburb, so you see a real number.

When you're happy, you sign the Preliminary Plans Agreement (PPA) and pay a deposit to secure your home. It comes off the house price. You pay the land deposit straight to the developer.

About 2 weeks later, you sign the building contract with us. We book it and take you through it.

Your block is surveyed and an engineer reports on the ground. That report finalises the siteworks price. Then the detailed working drawings for your home are prepared.

You choose your colours, bricks, roof, tiles, benchtops and electrical plan with our pre-start consultant. Any upgrades are priced on the day and paid before the slab goes down.

The plans go to the council for the building permit, and to the developer for estate approval. Infill blocks (in older suburbs) also need council planning approval, so allow about 90 days for that. From signing to here usually takes about 4 to 6 months.

About 3 to 4 months before your land is titled (registered by the government as its own piece of land, with its own title), you meet our broker partner to prepare the loan. Formal approval follows.

The land usually settles about 3 weeks after formal approval, and the block becomes yours. Our settlement agent partner looks after it for you.

The slab goes down, then building takes about 8 to 10 months: frame and brickwork, roof, lock-up, inside fit-out, then practical completion. Your bank pays the builder as each stage is finished: slab, plate height, roof cover, lock-up and practical completion. How much is paid at each stage can vary with your lender, and our broker partner confirms it for your loan. Our client build liaison keeps you updated.

You walk through the finished home, the final payment is made, and you get your keys. A maintenance period is provided after that.

As a guide: after you sign, there's usually about 4 to 6 months of pre-construction before building starts. That's everything that has to happen first: your land being titled, your loan, the plans and the approvals. How long it takes depends mostly on when your land is titled. That's the day the government registers your block as its own piece of land, with its own title. In a new estate this can be a few weeks or a few months away, and building can't start until it's done. Then building takes about 8 to 10 months. These are typical times, not promises.

Got a block in mind? Leave your details and we'll tell you what the timing looks like for it.